Traditional Mortgages: Idaho Properties Only • Investment Loans Nationwide • Company NMLS #2541132
Real Estate Suburb
Traditional Mortgages: Idaho Only • Investment Loans Nationwide

Commercial & Investment
Mortgage Loan Solutions

Whether you are a first-time home buyer or a seasoned investor, we provide purchase and refinance programs for residential and commercial properties—including Fixer Uppers, DSCR investor loans, New Construction, Term Loans, and SBA financing.

Commercial Loans All Property Types
DSCR Investor Loans Qualify on Property Cash Flow
Wholesale Lender Network Access for Investment Loans
Mortgage Broker
Zane Graser
Zane Graser
Individual NMLS #2284701
Graser Financial Services
  • Rehab, DSCR, Construction & Commercial
  • Traditional Mortgages: Idaho Properties Only
  • Responsive Service & Multiple Loan Options
Call Zane: (208) 215-7421
Tailored Financing Solutions

Our Key Mortgage & Investment Loan Programs

Access to a network of wholesale lenders for investment loans nationwide. Traditional mortgage programs are available for Idaho properties only. Simple online applications for investors and home buyers. All loans subject to underwriting and approval.

Homebuyer Loan Programs
Investor & Commercial Loan Programs
Comprehensive Financial Services

Need Commercial, SBA, or Business Lines of Credit?

In addition to residential investment loans, Graser Financial Services provides commercial property loans, business lines of credit, term loans, SBA financing, and gap funding solutions.

Interactive DSCR & Mortgage Calculator

Calculate Investment Loan Coverage Ratio

A Debt Service Coverage Ratio (DSCR) loan allows real estate investors to qualify based on property rental income rather than personal income tax returns.

Property & Loan Inputs

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Ratio Result
Calculated DSCR Score
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Principal & Interest (P&I):$0/mo
Taxes, Insurance & HOA:$0/mo
Total PITIA Payment:$0/mo
Gross Monthly Rent:$0/mo
Apply For DSCR Loan Now

All loans subject to underwriting and approval

Estimates for illustration only. Not a loan offer or commitment; actual terms depend on underwriting, credit, property and market conditions.

Zane Graser - Mortgage Loan Broker
Individual NMLS #2284701
Mortgage Broker & Loan Originator

About Zane Graser

Mortgage Broker•Access to a Network of Wholesale Lenders

I am a mortgage broker and loan originator with access to a network of wholesale lenders. Investment loans (DSCR, fix-and-flip/rehab, bridge and construction) are available nationwide; traditional mortgages are available for Idaho properties only. Whether you are expanding a rental portfolio, financing commercial real estate, or looking for a traditional mortgage in Idaho, I work to match you with financing options designed around your goals. All loans are subject to underwriting and approval.

Traditional Mortgages: Idaho Properties Only
Options for Credit Challenges
Simple Online Application
Individual NMLS #2284701
Verified Feedback

What Our Clients Say

Real reviews from real estate investors and homeowners who trust Graser Financial Services.

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Have Questions? Contact Us Directly

Fill out the form or reach out via phone or email to discuss your upcoming project or mortgage needs.

Zane Graser
Zane Graser
Loan Originator / Mortgage Broker
Individual NMLS #2284701
State Licensing Disclosures

Traditional mortgage loans are offered for Idaho properties only. Investment loans are available nationwide, subject to state and program eligibility.

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