We specialize in rental properties for real estate investors wanting a long-term loan. We help those wanting to purchase a new rental property or for a refinance. Our goal is to help investors grow their rental portfolio, and increase their passive income with long-term rentals. We also have loan options for short-term rentals as well. No employment history or tax statements needed. The loan is based solely on the property itself and the numbers.

• Term: 30 years fixed, ARM, interest only options
• Purchase or Refinance
• Max LTV for purchase is 80% LTV
• Max LTV Rate/Term Refinance is 80% LTV
• Max LTV Cash Out up to 75% LTV for solid credit
• Loan Amounts from $90k-$4M
• 30 year fixed rates, ARM loans, and interest only options
• DSCR minimum 1.00%
• Financing for 1 to 4 units and Commercial properties!!!
• First time borrowers okay!!!
• No tax Returns or DTI calculations
• Minimum credit score at 620+
• Seasoning to refinance 3+ months (1 lender has no seasoning period)
• No rural properties!